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California Surplus Lines Market Index

This index (MCat Index) represents the relative high-level California Surplus Lines market health over time. It is the average premium amount per policy for various periods for all coverages combined.


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  Index % Change Median Standard Deviation
This Year to Date $9,105 -22.2% $1,444 $185,770
Last Year $12,067 15.6% $1,580 $115,077
Last Month* $9,019 0% $1,500 $111,610

* Last Month % Change is the difference between the last closed-out month (August 2017) and the same month in the previous year.
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Month MCAT Value Median Standard Deviation Rolling Average
August 2016 $22,701 $1,791 $0 $11,457
September 2016 $10,073 $1,540 $0 $11,256
October 2016 $15,157 $2,000 $0 $11,570
November 2016 $14,346 $1,500 $0 $11,851
December 2016 $11,178 $1,488 $0 $11,840
January 2017 $7,696 $1,358 $0 $11,608
February 2017 $7,615 $1,417 $0 $11,329
March 2017 $12,993 $1,500 $0 $11,548
April 2017 $9,322 $1,281 $0 $11,555
May 2017 $7,843 $1,418 $0 $11,196
June 2017 $9,229 $1,500 $0 $11,038
July 2017 $9,403 $1,465 $0 $10,837
August 2017 $9,019 $1,500 $0 $10,807
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Coverage Type Rolling
12 Months
Average
Last Month
Median
Last Month
Std. Deviation
Last Month
$8,854 $7,096 $676 $35,251
AUTOMOBILES $20,165 $10,871 $2,321 $67,078
AVIATION $40,201 $13,970 $4,250 $41,215
COMMERCIAL PROPERTY $7,830 $6,289 $1,503 $50,862
CRIME $3,182 $1,186 $90 $3,693
EXCESS LIABILITY $28,735 $45,652 $3,000 $612,669
PROFESSIONAL LIABILITY/ERRORS & OMISSION $18,396 $19,351 $4,069 $108,491
FIRE & ALLIED LINES $11,225 $8,868 $1,673 $77,390
FIDELITY, SURETY & BONDS $14,282 $9,368 $2,695 $34,021
GARAGE $3,229 $3,620 $1,704 $7,021
GENERAL LIABILITY $7,094 $6,336 $1,012 $40,376
INLAND MARINE $5,199 $3,872 $921 $27,010
MALPRACTICE $14,467 $11,262 $2,336 $61,781
MISCELLANEOUS $10,873 $7,478 $750 $58,484
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  Last Year 2015 2014 2013 2012
Index Value $12,067 $10,439 $10,865 $10,679 $10,231
Percent Change 15.6% -3.9% 1.7% 4.4% N/A
Median $1,580 $1,500 $1,499 $1,361 $1,250
Standard Deviation $115,077 $233,676 $103,735 $109,326 $88,562