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California Surplus Lines Market Index

The California Surplus Lines Market Index (MCat Index) is a high-level measure of the relative health of the California Surplus Lines market over time.

The Index is the average premium amount per transaction for various periods based on the registered date of the policy/endorsement. The average is calculated by dividing the sum total of premium for all transactions (new and renewal policies and endorsements) by the number of premium-bearing transactions the same period.

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July 2019 July 2018 % Change 2019 YTD 2018 YTD % Change
$13,614.72 $11,281.71 20.68% $10,463.04 $10,767.07 (2.82%)
Year 2018 2017 2016 2015 2014
Index Value $10,641.75 $10,716.79 $10,062.77 $12,098.36 $10,470.49
Percent Change (0.70%) 6.50% (16.83%) 15.55% N/A
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Month MCAT Value Rolling Average % Change
July 2019 $13,614.72 $10,636.67 (0.46%)
June 2019 $13,676.99 $10,388.50 45.86%
May 2019 $9,376.89 $10,089.55 (1.53%)
April 2019 $9,522.97 $10,160.82 12.09%
March 2019 $8,495.97 $10,231.69 (5.83%)
February 2019 $9,022.00 $10,448.65 (7.90%)
January 2019 $9,795.82 $10,652.46 49.32%
December 2018 $6,560.50 $10,795.24 (45.18%)
November 2018 $11,967.48 $11,642.18 2.97%
October 2018 $11,622.53 $11,560.86 (0.70%)
September 2018 $11,704.28 $11,540.30 0.60%
August 2018 $11,634.92 $11,458.31 3.13%
July 2018 $11,281.71 $11,281.71 100.00%
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Coverage Type July 2019 July 2018 % Change 2019 YTD 2018 YTD % Change
$12,476.42 $7,882.24 58.29% $6,921.44 $1,945.85 25570.25%
AUTOMOBILES $25,010.11 $10,714.56 133.42% $21,903.20 $14,367.13 5245.35%
AVIATION $39,670.40 $77,456.75 (48.78%) $26,627.08 $59,859.54 (5551.74%)
COMMERCIAL PROPERTY $11,121.94 $11,842.14 (6.08%) $9,218.10 $10,131.71 (901.74%)
CRIME $2,499.03 $20,306.03 (87.69%) $1,557.94 $7,166.06 (7825.95%)
EXCESS LIABILITY $26,093.99 $30,927.98 (15.63%) $33,043.46 $41,597.80 (2056.44%)
FIDELITY, SURETY & BONDS $7,454.22 $14,198.61 (47.50%) $15,460.57 $18,253.88 (1530.25%)
FIRE & ALLIED LINES $11,016.23 $11,833.75 (6.91%) $8,173.13 $10,631.40 (2312.27%)
GARAGE $151,682.90 $4,588.48 3205.73% $28,451.30 $3,735.00 66174.75%
GENERAL LIABILITY $7,319.07 $8,046.56 (9.04%) $7,066.57 $7,667.79 (784.09%)
INLAND MARINE $5,666.21 $4,810.31 17.79% $5,811.50 $5,820.14 (14.83%)
MALPRACTICE $21,568.58 $26,050.98 (17.21%) $19,039.12 $19,189.39 (78.31%)
MISCELLANEOUS $12,866.11 $10,676.13 20.51% $9,740.03 $10,539.08 (758.18%)
PROFESSIONAL LIABILITY/ERRORS & OMISSION $20,652.39 $21,222.82 (2.69%) $18,885.48 $20,509.93 (792.03%)
WORKER'S COMPENSATION $0.00 $(288,955.00) 100.00% $542,916.33 $191,724.60 18317.51%
ALL FEES $0.00 $0.00 0.00% $0.00 $0.00 0.00%